What do you do if you receive an insultingly low offer on your car accident claim?
If you have hurt in an automobile accident in or around Dallas-Fort Worth, Texas and are trying to handle your case on your own with the responsible party's car insurance company, you might find yourself in a very common predicament. Many car insurance companies, such as USAA, Geico, Allstate, State Farm and Farmers, like to offer very low and insulting "nuisance" value offers upfront. Sometimes these offers are as low as $500 but they are more common around the $1,000 level. The offer comes from a message from the insurance company adjuster that your case has low or little value due to (insert your own crazy excuse here) and that you're lucky to be receiving this offer. Car insurance companies just don't treat injury victims right! At that point, an injured person has two options: They can either accept this low offer and be stuck paying the medical bills on their own or they can fight for what is right.
The only way to fight for fair compensation is to file a lawsuit. A lawsuit is the great equalizer. No longer does the big 800 pound gorilla (i.e. the insurance company) have the upper hand. They have to play fair as in the end of a lawsuit there is a jury trial facing them where someone else determines the value of the case, but not them.
Just last week I resolved a motor vehicle collision case where my client had received a very low-and insulting- offer prior to me filing a lawsuit on his behalf. After the attorney hired by the insurance company deposed (a formal interview) my client, he was able to realize that my client would make a very credible witness and would present well in front of a jury. By that, I think the jury would believe him when he relates the medical treatment he received directly to the accident. Ultimately, the automobile insurance company paid what was fair. But what was fair was much, much more than the initial crappy offer they sent to him. Last week's case was just another reminder about how bad and unfair insurance companies can be. After all, they care about their profits, not about the wellbeing of the people who are injured as a result of their own insured's reckless driving.
If you have been injured in a car, truck or motorcycle wreck, sometimes you just got to fight for what you believe is fair. The Anderson Law Firm specializes in helping those individuals who have been injured in motor vehicle accidents. We also work on other types of personal injury claims. Mark Anderson is Board-Certified in Personal Injury Trial Law and has been helping the injured his entire career. To discuss your situation confidentially, please contact the Anderson Law Firm at 1-877-294-1115. You can submit your question online by clicking here to reach Personal Injury Lawyer Mark A. Anderson.
